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PicPay. Banking for all times. Whether it's for payments, organizing your finances, or accessing credit, PicPay is with you every step of the way. 💚 Digital Account: Fast, Free, and Complete! 100% free and easy-to-use digital account. Manage all your banks in a single app, move money, organize it, and make Pix transfers between different accounts. Pay for your purchases in up to 36 installments with any card and make secure transfers from any bank. Your money also automatically earns 102% of the CDI rate, more than a savings account. 💳 Credit Card with no annual fee: Benefits you'll love For every lifestyle, a personalized card: 🥇 PicPay Card Gold: Card with no annual fee, installments up to 36x, Mastercard Surpreenda benefits, and cashback at PicPay Shop. 🥈 PicPay Platinum Card: 0.5% cashback on all credit purchases, global emergency assistance, and car insurance. 🖤 PicPay Black Card: 1.2% cashback, access to VIP lounges, travel insurance, concierge service, and exclusive Priceless Cities benefits. Get a credit card with no annual fee and a limit of up to R$10,000! Receive cashback on all purchases, online and at partner stores. ⚡️ Instant Pix: Fee-free, real-time transfers Pix on PicPay allows instant payments at any time, with the option to pay in up to 36 installments. The recipient receives the payment instantly, and you only pay on the due date of your bill. You also enjoy benefits such as higher returns than savings accounts, cashback, promotions from partner stores in PicPay Shop, and the ease of topping up services and splitting payments. 💰 PicPay Loan: Fast and Hassle-Free Credit Fast-approval credit with no red tape, ideal for unexpected expenses, paying off high-interest debts, or realizing personal projects. Personal Loan: Simulate directly in the app, find pre-approved offers, and manage everything without leaving home. FGTS Advance: Receive your money in your account in up to 2 minutes! No monthly fees and easy approval, even for those with negative credit history. 💡 More than a digital account: Complete Financial Solutions! In addition to transfers, Pix, and loans, PicPay also offers: Yielding Account: Your money grows automatically, with returns higher than savings accounts (102% of CDI). Investments: Diversify your portfolio with safe and accessible options directly in the app. Bill Installment: Pay your bills in up to 36 installments with your credit card. Cashback: Earn money back on various purchases, directly into your account. Account for Minors: Your children can also enjoy the benefits of PicPay safely and independently, starting their financial education early! 🎓 🔒 Digital Account with Secure Mode Your money and transactions are protected with an extra level of security. PicPay transforms the way you handle money. Need help? Visit our website: https://picpay.com/ PicPay Instituição de Pagamento S.A., registered with the CNPJ/ME under number 22.896.431/0001-10, located at Avenida Manuel Bandeira, 291, Condomínio Atlas Office Park, Block A, 1st floor - offices 22 and 23, 2nd and 3rd floors, and Block B, 3rd floor - offices 43 and 44, Vila Leopoldina, Municipality of São Paulo, State of São Paulo, CEP 05317-020