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Bee Loan is an information service for selecting and comparing offers from microfinance organizations (MFOs) operating within the laws of the Russian Federation. The app is designed to conveniently browse current offers on the microcredit market and helps users compare key loan parameters, such as loan amount, term, interest rate, and total cost. Using the app, users can quickly access a catalog of offers from various MFOs, explore available options, and select the most suitable offer based on their financial needs. ⚠️ Legal Information and Disclaimer The Bee Loan app is not a lender, does not issue loans or credits, does not accept payments, and does not make decisions on applications. This service is for informational and informational purposes only. All microfinance organizations listed in the catalog are currently registered in the state register of the Central Bank of the Russian Federation and operate in accordance with the requirements of Federal Law No. 151 "On Microfinance Activities." The decision to grant a loan is made by the selected microfinance organization after reviewing your application on its official website. The app does not guarantee loan approval. 💡 Features — Microfinance organization catalog with amount, term, and interest rate information; — Sorting and filtering offers by withdrawal method (card, cash, e-wallet); — Examples of loan cost calculations to help you understand the final repayment amount; — Regular verification and updating of information about partners and terms. 👤 Borrower Requirements — Russian citizenship; — Age from 18 to 75 years; — A valid Russian passport and mobile phone number. 📋 Loan Terms (based on partner offers) — Loan term: 61 to 365 days; — Annual percentage rate (APR) range: 0% to 32% per annum (depending on the terms of the specific microfinance organization and current promotions); — Extension option: determined by the terms of the selected microfinance organization; — Hidden fees: none. The actual loan terms are determined by each microfinance organization individually and are published on its official website. 📊 Representative Example This example is for informational purposes only and does not constitute a public offer. Loan amount: ₽20,000 Loan term: 100 days Interest rate: 0.08% per day Interest for the period: ₽1,600 Total repayment amount: ₽21,600 Total cost of loan (TCL): approximately 29.2% per annum The terms for calculating fines and penalties in the event of late payment are determined by the selected microfinance organization and specified in the loan agreement. 🔐 Security and Confidentiality The Bee Loan app does not request or process personal data required for loan processing. Users enter all personal data exclusively on the official websites of the microfinance organizations they have chosen. 📱 How to Use the Service — Review the list of microfinance organizations and their terms and conditions in the app; — Click "Apply" or "Learn More" to go to the website of the selected organization; — Complete the application directly on the lender's website. Bee Loan recommends that users carefully review the terms of the loan agreement and responsibly assess their financial capabilities before making any commitments.