Asking for your money back doesn’t have to be difficult. Using Tikkie, you can have friends pay you back quickly and easily over WhatsApp. It’s completely free and it doesn’t matter which bank you are with. Anyone can use Tikkie!\n\nWhen to use Tikkie\nTikkie comes in handy when you have paid for someone else and you want your money back. You might have paid for:\n- drinks with your university friends;\n- post-match drinks with your team;\n- tickets for a festival.\n\nJust a WhatsApp away\nUsing Tikkie, you send a payment request over WhatsApp. The request will contain a link which your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends do not need to have Tikkie but they do need to have a Dutch current account and be at least 18 years of age.\n\niDEAL payments\nYour friends will reimburse you by making iDEAL payments using their own banking app. No transaction costs will be charged and the money will be transferred directly into your bank account. So you don’t need to have a balance in Tikkie.\n\nSummary of your payment requests\nYou can view the current status of each request by going to the summary screen in the app. If it's taking ages for you to get your money back, you can always send a quick reminder.\n\nABN AMRO initiative\nTikkie is an ABN AMRO initiative. This means your information is secure. ABN AMRO will only use your information for the purposes of payment requests. Your information will not be used for commercial purposes.